This chocolate chip marshmallow cream cheese dip is light, fluffy, and easy to make. It comes together in minutes and has a smooth, creamy texture with just the right amount of sweetness. Kids especially love it, making it a great choice for family gatherings, dessert boards, or an easy treat to serve with cookies and fruit.

This is one of those sweet cream cheese dip recipes that feels fun without being fussy. It works well for casual entertaining, holidays, or anytime you want a simple dessert that can be made ahead.

Chocolate chip cream cheese dip served with vanilla wafers, graham crackers, and fresh strawberries.

Ingredients

8 ounces cream cheese, softened
7 ounces marshmallow fluff
½ cup heavy whipping cream

1 cup mini chocolate chips
2 tablespoons miniature heart sprinkles

Ingredients for chocolate chip cream cheese dip including cream cheese, marshmallow fluff, whipped cream, chocolate chips, and sprinkles

How to Make Chocolate Chip Cream Cheese Dip

Step 1: Whip the Cream

In a small bowl, whip the heavy whipping cream with a hand mixer until soft peaks form. Set aside.

Step 2: Mix the Cream Cheese Base

In a large mixing bowl, beat the softened cream cheese and marshmallow fluff together until smooth and creamy.

Step 3: Fold in Whipped Cream

Add the whipped cream to the cream cheese mixture and mix on low speed just until combined. Avoid overmixing to keep the dip light.

Whipped cream and cream cheese mixed together in a clear bowl.

Step 4: Add Chocolate Chips

Using a spatula, gently fold in the mini chocolate chips and heart sprinkles, reserving a small amount of each for topping.

Chocolate chip cream cheese dip mixed in a clear glass bowl with a white spoon.

Step 5: Serve

Transfer the dip to a serving bowl and sprinkle the reserved chocolate chips and sprinkles over the top.

Serve with cookies, graham crackers, or fresh fruit.

Chocolate chip cream cheese dip served with cookies and fresh strawberries

Helpful Tips

Make sure the cream cheese is fully softened so the dip stays smooth.
If you prefer a shortcut, a whipped topping such as Cool Whip can be used instead of freshly whipped cream.
Mix just until combined to keep the dip light and fluffy,
Refrigerate until serving if making ahead.

If you’re planning desserts ahead of time or need a last minute no-bake snack, be sure to save this chocolate chip cream cheese dip for later. It’s quick to make, kid-friendly, and perfect for parties, dessert boards, or an easy sweet treat at home.

Chocolate Chip Cream Cheese Dip

This chocolate chip cream cheese dip is light, fluffy, and easy to make. A sweet dessert dip kids love, perfect with cookies, graham crackers, or fruit.

Print Recipe

Prep Time 10

Total Time 6

Ingredients

8 ounces cream cheese softened
7 ounces marshmallow fluff
½ cup heavy whipping cream
1 cup mini chocolate chips
2 tablespoons miniature heart sprinkles